Samsung Pay is a mobile payment that is provided by Samsung. With this application, you can pay items you shop through your Samsung Galaxy phone. Nowadays, Samsung Pay is available in the U.S. This mobile payment service is accepted at wide range of stores and coffee shops. Therefore, you can shop with ease and convenience using this app.
How to use Samsung Pay
Samsung Pay is very easy to use. It works with NFC (Near Field Communication) at tap to pay terminals. All you need to do in order to pay the items you buy is that by swiping up your Galaxy phone to launch this app. Once you launched it, scan your fingerprint. And hover your phone over the card reader with the back of the phone against the NFC terminal.
Samsung Pay also works with MST (Magnetic Secure Transmission). To pay your bills using this method is almost the same with the tap to pay. The difference is only the device involved in it. You only need to hold your Galaxy near the MST register. It will transmit magnetic strip like one on the back of debit or credit card.
After you made the payment, you will receive Android notification. It contains the merchant name and the amount of money you pay. You can re-access this notification on your Samsung Pay app.
Samsung Pay supported Banks and Cards
There are several banks and issuers that are compatible for Samsung Pay. Visa, MasterCard, and American Express cards are already supported by Samsung Pay. Debit transfers from Bank of America and US Bank are supported as well, but Samsung is actively pursuing agreements with other partners.
Right now, Samsung Pay is only compatible on Samsung Galaxy S6 Edge+, Samsung Galaxy S6 Edge, Samsung Galaxy S6, and Samsung Galaxy Note 5. Meanwhile there are supported carriers for these devices. They are AT&T, Sprint, T Mobile, and US Cellular. Without the compatible bank, device, and carriers, you will not be able to use Samsung Pay app.
How secure Samsung Pay is?
Samsung Pay is secure and safe. All your data will be protected. Therefore, you do not need to worry that someone will hack your account and use it to shop and spend all of your money. When you purchase items using this app, the merchant will not even get any data of your credit card.
Samsung Pay enables you to shop without bringing any wallet. You do not need to even put your credit card or debit card in your pocket. To go shopping and dining, all you need to bring is your Samsung Galaxy phone.
However, some customers are worried about what will happen if they lost their Galaxy. They are afraid that people who find it will use their Samsung Pay and spend all their money. Worrying about this is useless. There are no same fingerprints in the world. Therefore, you do not need to worry about it. The fingerprints scanning will protect your account. Without matched fingerprints, other people will not be able to use your Samsung Pay to purchase anything.